About A Pay

WHAT IS A PAY?

A Pay is a global E-wallet service without the boundaries of locations.
You can send/receive money via your A Pay account within one minute regardless of where the sender/receiver is.

John in England

Send money via A Pay
It takes just one minute

Liza in japan

Example: Liza is in Japan, and John from England wants to send her money. John can only send money via an international transfer if A Pay is not available. Traditional banks charge exorbitant transaction fees for these services, and the clearing process takes at least two to three days. The entire transaction, utilizing A Pay’s E-Money technology, takes less than a minute if both John and Liza had A Pay accounts.

In other words, A Pay makes your international transfers
to your friends and family abroad faster and easier with the minimum fees.

What services do you offer?

“Ways to add money to a A Pay Account”

How would John from England transfer money to Liza in Japan?

1. Add (deposit) money to his A Pay account
- Credit Card (Visa, Master)
- Local Bank Wire
- Cryptocurrencies

2. Transfer money to Liza’s A Pay Account

Use Money in Liza's A Pay Account

“Ways to use money received in A Pay”

How would Liza in Japan use (withdraw) money from her A Pay account??

1. Withdraw to her local bank in Japan from her A Pay account(not an international transfer: local transfer linked to A Pay partner banks)

2. A Pay is accepted all over the world in offline stores.

3. Transfer money to A Pay enabled merchant accounts instantly online.

4. Transfer money to A Pay user accounts instantly online.

Can you explain the advantages of using A Pay?

Unless it’s a local bank transfer, sending money takes 2-3 days categorised
by the withdrawing bank as international transfers.

Your local bank account

Local payout request

Bank to bank transfer

A Pay enabled local bank

Using local banks, A Pay was the first to implement a local payout.
Currently, the local payout service is offered in more than eight different nations. To meet the demand, we are actively entering a lot more markets, though. You can currently use A Pay local payout services in the countries listed below.

Local Money Out Countries List

Country	Method	Currency	Fee	Limit Per Transaction	Period
Australia	Local Bank Wire	AUD	A$ 3 + 1.5%	MAX No Limit MIN A$ 20	1 to 2 business day
China	Local Bank Wire	CNY	CN¥ 30 + 2.5%	MAX CN¥ 10,000 MIN CN¥ 1,000	1 to 2 business day
Hong Kong	Local Bank Wire	HKD	HK$ 30 + 2%	MAX HK$ 100,000 MIN HK$ 500	1 to 2 business day
Indonesia	Local Bank Wire	IDR	IDR 20,000 + 1.5%	MAX IDR 25,000,000 MIN IDR 250,000	1 to 2 business day
Japan	Local Bank Wire	JPY	¥ 800 + 2.5%	MAX ¥ 990,000 MIN ¥ 3,000	1 to 2 business day
South Korea	Local Bank Wire	KRW	₩ 5,000 + 2%	MAX ₩ 5,300,000 MIN ₩ 20,000	1 to 2 business day
Malaysia	Local Bank Wire	MYR	MYR 40 + 1.5%	MAX MYR 20,000 MIN MYR 200	1 to 2 business day
Nigeria	Local Bank Wire	NGN	NGN 1,000 + 1.5%	MAX NGN 1,000,000 MIN NGN 5,000	1 to 2 business day
Philippines	Local Bank Wire	PHP	₱ 130 + 1.5%	MAX No Limit MIN ₱ 1,000	1 to 2 business day
Singapore	Local Bank Wire	SGD	SGD 3 + 1.5%	MAX SGD 5,000 MIN SGD 40	1 to 2 business day
Thailand	Local Bank Wire	THB	THB 80 + 1.5%	MAX THB 2,000,000 MIN THB 500	1 to 2 business day

Who are A Pay Merchants?

A Pay has partnered with numerous merchant accounts across a variety of industries, including FX margin trading brokers, online retailers, and online gaming companies. You can make immediate online purchases with the A Pay and get refunds using our real-time statements. For retailers who serve a global customer base, this is the best payment option available. Many of our devoted customers were pleased with our quick and easy transactions and our guarantee to process deposits and withdrawals in under a minute.

“process deposit / withdrawal in less than a minute ”

A Pay Users

Pay/Transfer funds within a minute

A Pay Merchant service providers